FXIFY

Yes, but pre-approval is required. Official FAQ "Can I use an Expert Advisor for MT for the Challenge accounts?" states that "EA use is allowed on Phase 1/2/3 challenges and their respective Funded stages, subject to our support team's review and pre-approval," and warns that "using an EA without pre-approval is a breach of the terms of service and may result in account suspension with no right to receive profits." The Two Phase Pro FAQ carries the same language. Build "apply for EA approval with support right after purchase" into your workflow. Instant Funding accounts ban EAs, bots, and copy trading.

This reflects what was confirmed officially on September 27, 2026. Classic targets 5% → 10%, has a static 10% max loss, 4% daily loss, and a minimum of 4 trading days; it carries a 25% consistency rule only at the funded stage, and you choose "80% split, every 14 days" or "100% split, every 30 days" at purchase. Standard targets 10% → 5%, has a trailing 10% max loss, 4% daily loss, a minimum of 5 trading days, no consistency rule, and goes up to $400K. Pro targets 4% → 8%, has a static 8% max loss, 4% daily loss, needs 3 days of 0.5%+ profit per phase, pays out an 80% split every 10 days, and doesn't refund the fee.

Classic and Pro are static — the line doesn't move with withdrawals. Standard (10%) and One Phase (6%) are trailing, following the highest confirmed balance. Once profit reaches 10% (6% for One Phase), or once a payout is processed, it locks to the initial balance, and dropping below the initial balance after that is a fail. Daily loss is calculated against the previous day's 5 PM (US Eastern) balance, and a breach is judged when equity falls below that line, so floating losses count too.

One Phase, Two Phase Classic, and Two Phase Standard refund the fee together with your first payout request (per official "How It Works"). Two Phase Pro does not refund the fee, per official FAQ.

It depends on the plan. Two Phase Classic pays every 14 days at an 80% split or every 30 days at 100%. One Phase and Two Phase Standard offer on-demand payouts for the first one (any time after 5 trading days on a funded account), then monthly from the second one on (bi-weekly is a paid add-on). Two Phase Pro pays every 10 days, and the first two payouts are capped at 5% or $8,000.

Per the official programs page, Two Phase Classic and Pro offer up to 30:1, while One Phase and Two Phase Standard offer up to 50:1. That's lower than the 1:100 many competitors treat as standard, so if capital efficiency matters for your EA, revisit your lot-size calculations beforehand.

As of September 27, 2026, the official programs page showed `CHART30` for 30% off every program (Instant Lite excluded), bringing the $100K Two Phase Classic from $549 to $384.30. It's a monthly rotating promo, so check the final price at checkout before you buy.

Japan isn't on the restricted-country list (US, Zimbabwe, Iran, Iraq, North Korea, Somalia, Vietnam, Burundi, and others), so it should be possible to purchase. That said, there's no Japanese-language site or support. This site hasn't personally confirmed a purchase from Japan, so if you're unsure, start with a smaller plan.

Trustpilot shows 4.3 / 6,211 reviews (as of September 10, 2026), and the rating hasn't been suspended. Of the 20+ firms this site investigated in September 2026, AquaFunded, FunderPro, Instant Funding, Maven Trading, Audacity Capital, The Trading Pit, and others had their ratings suspended (for guideline violations such as fake reviews) — which makes this a clear point in FXIFY's favor. Being backed by broker FXPIG also helps avoid the risk of a third-party broker collapsing.