Lark Funding

If you cap daily losses around 2.5% and risk about 1% per trade, 1-Step is the better bet (its 7% max loss is static and doesn't move on withdrawal). If you want to trade small and keep the fee down, go with 3-Step ($370 for $100K, no daily limit). Instant is pricey at $4,500 for $100K, so it suits traders confident in a high win rate. We work through the numbers in Lark Funding's expected value article.

No. The official help center states that challenge fees are not currently eligible for a refund.

1-Step and 3-Step pay out every 14 days; Instant's first withdrawal can be requested anytime, then every 30 days after that. The minimum is $100, with a $40 fee deducted per withdrawal (via Riseworks). There's also a paid add-on for withdrawals every 7 days, which must be purchased before you pass.

The line sits 8% below your highest balance until profit hits +8% or you request your first withdrawal, at which point it locks at the initial balance. Withdraw before reaching +8% and your only remaining cushion is whatever profit you left in the account. Withdrawing doesn't reset the line.

A monthly base payment exclusive to 1-Step. The official page explains that on a funded account, if you have 3+ days with +0.5% profit that month and your loss stays shallower than −3.5%, you receive 0.5% of the account size (that's $500/month on $100K, capped at $1,000). The finer points of how it's paid aren't covered in the help center.

The official prohibited list doesn't name martingale or grid strategies specifically. But "a position that could hit the loss limit in a single trade" is banned as all-or-nothing trading, and the official recommendation is to cap risk per trade idea at 1.5%. Stacking-lot strategies could run afoul of this clause.

Three: DXtrade, cTrader, and Match-Trader. MT4/MT5 are not supported.

We couldn't find a clear published rule on changing strategy. If you're planning to swap EAs or make a major change in approach, ask support directly before you buy.