I Checked Multi-Account Allocation Caps at 14 Firms | The5ers Requires a Different Method Per Account, FTMO Has Unlimited Challenges [September 2026]

※ Firm-specific rules change frequently. Allocation caps and the treatment of multiple accounts in particular change often, so always check with each firm's official site before buying an account. This article is based on research as of September 4, 2026.

The easily-missed "total allocation cap"

When comparing prop firms, everyone looks at price, profit target, DD, and profit split. But few people check "how many accounts can I actually hold" first.

If you're planning to run multiple accounts, this is the very first constraint you'll hit. Even at a firm offering $200K per account, if the total cap is $300K, your second account can only hold $100K.

Checking 14 firms turned up caps ranging from $300,000 to $4.25 million — a 14x spread. On top of that, whether challenge-stage accounts eat into that cap runs in opposite directions depending on the firm, and that's the detail that matters most in practice.

The rundown: 8 major firms

6 more firms checked

E8 Markets' $4.25 million was the largest in this survey. However, it's combined by household and same IP, so families sharing an account or a shared VPS will hit the total cap.

What matters most: does it count during the challenge?

For anyone cycling through many challenges, what's decisive isn't the cap itself — it's whether evaluation-stage accounts eat into it.

FTMO and FundedNext don't count challenge-stage accounts against the cap. FTMO states explicitly that "you can hold an unlimited number of Challenge and Verification accounts," and the $400,000 cap only kicks in once you're funded. FundedNext works the same way — accounts don't count until you pass.

In other words, you can run as many evaluation accounts in parallel as you like. If your business model is earning from cycling through challenges, the cap effectively doesn't apply at these two firms.

Funding Pips, on the other hand, combines Evaluation, Master, and Prime into a single $400,000 cap. The same "$400,000" figure means something completely different here. With $100K accounts, that's only 4 total including ones still in evaluation — you can't buy a 5th. Judging by the cap number alone and assuming "it's the same as FTMO" would be a mistake.

The5ers requires "a different method per account"

The5ers takes a fundamentally different design approach from the other firms.

First, the combination of account sizes is fixed. With High Stakes, the three you can hold at once are:

• One $5K
• One $10K or $20K
• One $60K or $100K

You can't hold multiple accounts of the same size. A combination of three $100K accounts is impossible, and the total maxes out at around $125,000.

And there's another rule stated explicitly by the firm:

Each account must have a different trading method.

Running the same EA or the same strategy across multiple accounts violates the rules.

If you want to deploy the same automated strategy across multiple accounts, The5ers is off the table. Conversely, if you want to try a different method on each account, this design makes perfect sense. Including the fact that the profit split can rise all the way to 100%, this is a firm built for traders who diversify across methods.

Alpha Capital's "$300K per strategy"

Not as strict as The5ers, but Alpha Capital also has a strategy-related constraint.

Against an overall cap of $400,000, a single strategy is capped at $300,000. And notably, the firm counts a different symbol as a different strategy.

In other words, running the same currency pair across multiple accounts can't exceed a combined $300,000. Splitting across symbols increases your room, so deploying the same EA across multiple symbols isn't much of a problem under this structure. Conversely, it's a poor fit for a design concentrated on a single symbol.

SuperFunded has a wide cap, but watch the same-IP rule

SuperFunded's total cap is $900,000 — the largest among the 8 major firms (E8 Markets' $4.25 million is the largest across all 14). Since the per-account cap is $200,000, you can build a configuration of 4–5 accounts of $200K each.

There's a condition, though. Creating multiple profiles as the same person is banned, and detecting multiple accounts from related IP addresses is treated as a Fair Use Policy violation.

This directly affects anyone running multiple accounts on a single VPS. Splitting into separate profiles to try to increase your room can end up losing everything instead. Always keep multiple accounts under a single profile.

Many other firms have similar rules around same-IP handling, so if you're planning to share a VPS, it's worth checking this at every firm you use.

The two JPY-denominated firms have caps that are easy to track

Fundora and Fintokei are both JPY-denominated, which makes their caps easier for users in Japan to keep track of. Both have a total cap of ¥60,000,000.

Fintokei's distinguishing feature is that JPY-denominated accounts and USD accounts are tracked under separate caps. Using both effectively lets you extend your room. That said, the cap applies to the combined total once you reach ProTrader (Step 3), and once you hit the cap, new transitions are held pending until an existing account is released. The SwiftTrader plan has its own separate ¥20,000,000 cap.

Fundora bans hedging trades across multiple accounts. Running the same strategy across multiple accounts is fine on its own — just avoid a configuration where opposing trades happen simultaneously across accounts.

Hantec's total cap is $400,000, and Instant is also capped by account count

Hantec Trader's total cap is $400,000. That's 4 accounts at $100K, or 2 at $200K. Separately from this, no-evaluation Instant accounts are capped at 1 at a time, and Instant24 has its own separate cap of up to 3.

If you're using an EA, it's capped at $400,000 per EA / strategy, and to begin with, the same EA strategy is not permitted across multiple accounts or multiple people. This isn't a good fit for deploying the same EA broadly — you'll need to split methods per account, or spread across multiple firms instead.

How to structure this in practice

If you're cycling through challenges, FTMO and FundedNext's "challenges don't count against the cap" policy works in your favor. With no limit on the number of evaluation accounts, you can run many at once.

If you're deploying the same strategy across multiple accounts, avoid The5ers. Duplicating your method violates their rules.

If you want to maximize your total room, E8 Markets or SuperFunded. But E8 combines by household/same IP, and SuperFunded bans multiple profiles — both require caution if you're sharing a VPS.

Spreading across multiple firms ends up being the safer approach. With $300–400K per firm being the going rate, diversifying isn't optional but practically necessary once you're running meaningful scale. On top of that, cases like ATFunded suspending its service show that concentrating on one firm is also an operational risk.

5 firms I couldn't fully verify

For ForgeOfTraders, FundedElite, FundedHive, LarkFunding, and TradingCult, I couldn't find an explicit total-cap figure in either official or secondary sources.

No listed figure doesn't mean no limit. It may be buried in the fine print of the terms, or handled on an inquiry basis. If you're planning to use any of these with multiple accounts, contact support directly before buying.

Note that ATFunded has been excluded from this survey since it has been suspending its service since June 2026.

3 things worth confirming

Before buying an account, it's worth confirming these three things directly with the firm.

1. The total cap, and whether challenge-stage accounts count against it. The same "$400,000" figure meant something completely different between FTMO and Funding Pips.

2. Whether using the same strategy across multiple accounts is allowed. Some firms explicitly ban it, like The5ers (Hantec also bans using the same EA strategy across multiple accounts). Also check whether copy-trading bans apply even between your own accounts.

3. How the firm treats the same IP / multiple profiles. This is essential to check if you're sharing a VPS. Violating this can put your entire account setup at risk, not just an individual account.

Summary

Multi-account allocation caps ranged from $300,000 to $4.25 million — a 14x spread — and whether challenge-stage accounts eat into the cap ran in opposite directions depending on the firm.

The5ers requires a different trading method per account, so you can't deploy the same EA across accounts there. The combination of account sizes is also fixed, capping the total at around $125,000.

SuperFunded has the largest room at $900,000, but bans multiple profiles from the same IP.

Checking this "cap" before looking at price or profit target ultimately saves you time. Discover the cap after you've already bought — and that account just sits there unused.