Hantec Trader

It depends on the plan, and the two behave oppositely (confirmed in the official help center on September 27, 2026). On Enhanced and Express, the moment you make your first withdrawal, the max-loss line locks at the initial balance and stays there forever. In the official example, on a $50K account with $3,000 in profit, if you withdraw $2,000, the balance is $51,000 and the fail line is $50,000 — leaving only a $1,000 cushion. Withdraw all your profit and the cushion is zero, so the next loss fails you. EnhancedX and Endurance, on the other hand, never move the line when you withdraw — it stays fixed 8% below the initial balance (e.g. $92,000 on a $100K account). Enhanced has a wider 10% cushion before your first withdrawal, but if you plan to withdraw repeatedly, EnhancedX or Endurance keep more room. If you go with Enhanced, leave enough profit in the account each time to survive a loss after withdrawing.

Enhanced has no consistency rule, so you're free to change your approach. EnhancedX, though, has a 35% consistency rule (confirmed on the official plan card September 9, 2026; it used to be 45%), and it applies not just during evaluation but also when you claim a payout after going funded. If you switch strategy and take a big day, that month's withdrawal could get blocked. The two plans handle this in opposite ways, so decide which one you want before you buy.

Up to $400,000 combined (official help center, "What is Hantec's Max Allocation?"). That's 4 accounts at $100K each, or 2 at $200K each. Instant accounts (Instant Funding / Instant Lite) allow only 1 at a time; Instant24 has a separate allowance of up to 3 accounts.

The drawdown calculation method differs by plan, and that's the most important factor in choosing. EnhancedX (static 8%) and Enhanced (static 10%) fix the max loss relative to the initial balance, so the floor doesn't move as your profit grows — though Enhanced's line rises to the initial balance on your first withdrawal (EnhancedX's doesn't move at all). Express, on the other hand, uses a 6% trailing DD that locks at the initial balance once profit hits +6%. Because a trailing DD's floor rises along with profit, giving back floating gains gets painful fast. Pick a static-DD plan for swing trading or longer holds, and pick EnhancedX or Endurance — where the line doesn't move on withdrawal — if you plan to trade and withdraw over the long haul.

The consistency score is calculated as (best trading day's profit ÷ total profit) × 100, and it must stay at or below 35% (confirmed on the official site September 9, 2026; it used to be 45%). If one huge day accounts for close to half your total profit, hitting the profit target still won't pass you — you need to keep trading to spread out the profit until you meet it. Note that this rule applies not just during evaluation but also to payout claims after you go funded: a big single day on a funded account could get that month's withdrawal blocked. Only EnhancedX has this consistency rule — Enhanced doesn't.

The codes permanently listed on the official site are NEW35 (all challenges), SAVE10 (10% off $100K/$200K), SAVE15 (15% off $25K/$50K), SAVE20 (20% off $2K/$5K/$10K), and INSTANT20 (20% off Instant Funding). On top of these, limited-time campaigns of around 40% off run periodically. Coupons change often, so always check the current display on the official site before you buy.

Hantec Trader is part of the Hantec Markets group, which is regulated by the UK's FCA (Financial Conduct Authority). Its parent is a veteran broker founded in 1990, giving it top-tier credibility within the prop firm industry.

Express (1-step, 10%, 6% trailing DD, no minimum trading days) is the fastest route to funded. Enhanced (2-step, 10% → 5%, fixed 10% DD, 3 profit days per phase) has more DD room and no consistency rule, but the DD locks at the initial balance after your first withdrawal. EnhancedX (2-step, 8% → 4%, 8% DD, no minimum days) has a 35% consistency rule (formerly 45%). Endurance (3-step, 6% each, 8% DD, 4% daily, 3 trading days per phase, DD doesn't move on withdrawal) is exceptional value at $5K for $29 up to $200K for $499 (confirmed as an official offering with these prices on the official site September 9, 2026), and suits traders who prefer to take it slow over 3 phases. See Hantec Endurance vs. Express/Enhanced compared for details.

A no-evaluation account you can trade for only 24 hours from your first trade (36 hours with the add-on). It's a small window: 2% daily, 3% max (trailing), and an instant fail at 1% floating loss, with only one position allowed at a time. Any single trade's profit must stay under 15% of total profit (trade consistency), and once you hit 3%+ profit you withdraw all of it. Re-entering the same instrument in the same direction within 5 minutes of closing counts as the same trade idea and is a hard breach. News trading is allowed, EAs are not. $2K for $13 up to $100K for $299.

Both skip the evaluation, ban EAs, don't allow carrying positions over the weekend (everything must close by 23:45 Friday), have no scaling, and lock the max loss at the initial balance on your first withdrawal. Instant Lite has 3% daily, 5% max (trailing off the confirmed balance), an instant fail at 1% floating loss, a 20% consistency rule, and requires 5 days with 0.5%+ profit per payout cycle, plus a mandatory buffer where the first 3% of profit can't be withdrawn ($1K for $19 up to $100K for $699). Instant Funding has 6% daily, 6% max (trailing), an instant fail at 3% floating loss, no consistency rule, and no minimum days ($1K for $43 up to $50K for $2,139).

The no-evaluation Instant24 is cheapest at $13 for a $2K account; Instant Lite is $19 for $1K. Among the challenge plans, Endurance's $5K account is $29, Express Challenge's $2K is $39, and Enhanced/EnhancedX Challenge start at $59 for $5K (confirmed on the official site September 9, 2026).

On any of Express, Enhanced, EnhancedX or Endurance, choosing the "95% Reward Share" add-on at purchase (+30% on the price) raises the profit split cap to 95%. Without the add-on, the standard split is 80% (true for every plan, including the Instant accounts — confirmed in the official help center September 27, 2026).

The first payout comes 14 days after your first trade, then it's a 14-day cycle. The Weekly Payout add-on shortens this to 7 days, and the First Payout on Demand add-on lets you claim from day one of going funded. The minimum is $20 (EnhancedX is the exception — it requires at least 2% profit on the initial balance, and you must claim the full profit in one go). Since Enhanced and Express lock the max-loss line at the initial balance on your first withdrawal, be careful how much you withdraw.

If net profit from trades closed in under 3 minutes reaches 30% or more of your total net profit for the period, it's classified as scalping (official help center article "Scalping"). Once flagged, the company can, at its discretion, adjust or remove profit, restrict trading, or suspend the account. Repeated sub-3-minute scalping can also get you placed in the Risk Management Group, a demotion tier that drops a funded account's leverage to things like FX 1:30 and metals 1:3.

Yes, on the challenge accounts — Express, Enhanced, EnhancedX and Endurance — during both evaluation and funded, on MT5. Third-party EAs are allowed too, but you can't run them with default or widely shared settings — you must customize them yourself. Using the same EA strategy across multiple accounts or multiple people, and EAs built specifically to pass the challenge, are both banned. Instant Funding, Instant Lite and Instant24 ban EAs, bots and automated trading entirely (manual only).