RZR Funded (formerly Hantec) Payout Report: Requested the Full $10,771.57 Profit on a $100K Enhanced Account, Received $8,617.26 in USDC 3 Days Later [November 2026]

Note: This is a record of a real payout the site owner made from an RZR Funded (renamed from Hantec Trader in October 2026) $100K Enhanced funded account on November 7–10, 2026. Times are taken from RZR's emails and converted to Japan time (JST, UTC+9). Account numbers, trade details and the strategy are not disclosed.

TL;DR: Paid three days after the request

• Requested at 00:20 JST on November 7 → "Your payout request has been approved" at 02:16 JST on November 10 → arrived in Trust Wallet the same day. About three days including a weekend, in line with the "usually 1–2 business days" in the email
• Requested the full $10,771.57 profit and received the 80% share, $8,617.26, as USDC (ERC20). No interview and no extra documents
• On Enhanced, the first payout raises the max-loss line to the starting balance ($100,000). The request-confirmation email says so too. That is why the owner waited until +10% ($110,000), withdrew everything, and ended the account there
• Challenge fee ¥89,062 versus $8,617.26 received. About ¥1.29M at ¥150 per dollar, roughly 14.5 times the fee
• But the owner has paid ¥339,515 for five RZR accounts, and this is the only one that has paid out. Overall still about ¥950K ahead (at ¥150 per dollar)

Timeline

From purchase to payout took 139 days. KYC had been done earlier, so getting from passing to the funded account only needed the contract signature and took three days in practice.

The request email

Right after requesting, an email titled "Your withdrawal request has been submitted" arrives. In summary it contains:

• Request time, account number, withdrawal amount 10771.57 and payout amount 8617.26 (the first is the profit, the second is what you receive after the 80% split)
• Processing usually takes 1–2 business days
• Once the payout is approved, the firm's share of the profit is deducted from the account and the maximum total loss level becomes your starting balance of 100000.00

That last sentence is the key point of Enhanced. A payout moves the failure line from $90,000 to $100,000. If you withdraw all the profit, the account has zero room left.

Why "+10%, then everything"

On Enhanced the funded account's max loss is 10%, and the first payout locks the line at the starting balance (as RZR's official help describes for Enhanced; Express works the same way).

• Withdrawing a little at a time shrinks the remaining room each time, so part of the profit you built toward +10% gets thrown away
• If you wait for +10% and withdraw everything, the 10% the line moves up is profit that is no longer in the account anyway, so nothing is lost
• After the payout the account has no room left, so it ends there. Then buy the next Enhanced and do it again

So the owner did not request a single payout until the funded balance was above $110,000. At that point the full profit was requested and the owner closed the account themselves. The reasoning and a comparison of the plans are in RZR Funded expected value and the four plans compared.

Two things to watch along the way:

• The funded account fails instantly when total floating loss reaches 3% of the starting balance. On the way to +10%, no single stop-loss was sized above 3%
• Each payout cycle needs three profit days of at least 0.5%. Checked before requesting

How it was received: USDC (ERC20) to Trust Wallet

The payout method was USDC (ERC20), received in Trust Wallet. The $8,617.26 arrived exactly as requested.

• ERC20 is the Ethereum network. Funds sent to the wrong address or network cannot be recovered, so copy the "USDC (Ethereum)" receive address from Trust Wallet when you register it on the dashboard
• The owner plans to send it to SBI VC Trade and sell it for yen. As of November 2026, SBI VC Trade is the only exchange in Japan that handles USDC (no trading or deposit/withdrawal fees, and a spread of about 0.35% on its retail desk). Before sending, the owner will check that the deposit screen offers an Ethereum (ERC20) address. Without an SBI account, you can swap to DAI in Trust Wallet and sell it on bitbank, but that adds one more swap fee and gas fee
• For Japanese tax, the yen value at the market price on the day you received it is your income, so record the date and amount (the site's tax kit builds a ledger that converts challenge fees and payouts to yen at market prices)

Overall P&L with RZR

This one account returned about 14.5 times its fee, but the owner has paid RZR for other accounts too.

Even counting the two accounts still in evaluation, RZR is about ¥950K in profit overall. The April account reached funded and then failed before paying out, so today's approach ("once funded, build to +10%, take it all, and end the account") is partly a lesson from that.

Does RZR pay?

What this payout showed:

• The payout was approved and received about three days after the request. No interview, extra documents or video were asked for
• Right after the rename (Hantec Trader → RZR Funded), payouts were processed normally. The email footer says "Powered by Hantec Markets Mauritius", so Hantec Markets still runs it
• A Trustpilot review request came after the approval email. Since reviews are solicited from people who just got paid, discount the review count accordingly

One payout is not enough to say they always pay, but at least the owner's $8,617.26 arrived in full, as requested, within three days.

Summary

• On an RZR Funded $100K Enhanced account, the full $10,771.57 profit was requested and $8,617.26 arrived in USDC three days later
• Enhanced raises the line to the starting balance on the first payout, so the owner's approach is build to +10%, withdraw everything, and treat the account as single-use
• The owner will keep running Enhanced this way. When the next payout comes, it will be added to this report

Related:

• RZR Funded (formerly Hantec) expected value and the four plans compared
• RZR Funded guide
• The5ers payout report