[Experience Report] The Full Record of My Funded7 ¥2M Account | A ¥10,530 Fee (Refunded) Turned Into ¥1.15M in Payouts, Then 'Graduation' [September 2026]
※ The figures in this article are what the site owner kept in prop-memo's own P&L tracker and challenge records. The account number and the trading method used are not included.
📢 Advertising / affiliate disclosure: This site holds an affiliate link with Funded7.
TL;DR
- On a Funded7 2-phase ¥2M account, I started the evaluation on March 5, 2026, and the account was closed on September 23
- The evaluation was passed in 18 days for Phase 1, 14 days for Phase 2
- There were 2 funded accounts after passing. Combined P&L was +¥1,413,539 (per the tracker's records)
- The fee was ¥10,530 (using a half-off coupon). It was later refunded, so the actual out-of-pocket cost was zero
- 12 payouts, totaling ¥1,147,040 on record (including the final settlement of ¥200,000). About 109x the fee
- The only EA used was Hosono P's semi-discretionary EA "ELDRA." Running it on this account fed directly into a number of ELDRA updates
- From the start, I assumed "you can probably get about ¥1M out of any single firm" and picked the smallest, ¥2M account. The result beat that estimate
Why I chose the ¥2M account
Prop firms can end the relationship at any time under a discretionary clause in their terms. So from the start, I assumed there would eventually be a ceiling on how much you could get out of any single firm.
The ceiling I assumed was around ¥1M. If that's all you need to get out of it, there's no reason to go with a bigger account. My approach was to pick the cheapest account — ¥2M — and move on to the next firm once I'd taken it as far as that ceiling. The fee, using a half-off coupon, was ¥10,530, and it was later refunded.
The only thing I used was ELDRA
From evaluation to closure, this account was run entirely on Hosono P's semi-discretionary EA "ELDRA." ELDRA is the EA we give as a bonus to anyone who purchases a partner firm's challenge through this site.
Running it on a real account for a long stretch surfaced a lot of small improvements for operating within prop-firm rules, and quite a few of them made their way into ELDRA updates. I'm not going to get into the specific settings or instruments used here.
Evaluation record
| Stage | Period | Days | Result |
|---|---|---|---|
| Phase 1 (8% target) | 2026-03-05 to 2026-03-22 | 18 days | Passed with a final balance of +¥159,996 (+8.0%) |
| Phase 2 (6% target) | 2026-03-24 to 2026-04-06 | 14 days | Passed with a final balance of +¥120,512 (+6.0%) |
The evaluation was done in about a month.
Funded-account record
| Account | Period | Days recorded | P&L |
|---|---|---|---|
| Funded account (1st) | 2026-04-09 to 2026-05-14 | 32 days | +¥165,208 |
| Funded account (2nd) | 2026-05-19 to 2026-09-21 | 108 days | +¥1,248,331 |
| Total | 140 days | +¥1,413,539 |
This P&L is the on-account figure; payouts run at about 80% of it (the profit split).
Payout record
| Date | Amount |
|---|---|
| 2026-03-05 | ¥20,000 (free-challenge clear bonus) |
| 2026-04-20 | ¥16,000 |
| 2026-05-06 | ¥72,000 |
| 2026-05-15 | ¥40,000 |
| 2026-05-28 | ¥40,000 |
| 2026-06-16 | ¥28,000 |
| 2026-06-25 | ¥280,000 |
| 2026-07-09 | ¥264,000 |
| 2026-07-23 | ¥152,000 |
| 2026-08-10 | ¥15,040 |
| 2026-09-02 | ¥20,000 |
| 2026-09-23 | ¥200,000 (final settlement) |
| Total | ¥1,147,040 |
Against a ¥10,530 fee, total payouts came to about 109x. Since the fee was refunded, the actual out-of-pocket cost was zero.
The biggest stretch was 3 payouts from late June through July, totaling ¥696,000. In September, a payout was temporarily held up during review (the details are covered in Funded7's payout held up by OREF "Rule 1").
About the "graduation"
On September 23, 2026, Funded7 notified me that the account would be closed, and I received ¥200,000 as a final settlement. The full settlement landed the next day, September 24, and my affiliate commission was paid on the same day too.
Per an agreement with the firm, I won't go into the details of why the account was closed. What I can say is this: even though the account ended, every payout up to that point, plus the final settlement, was paid exactly as promised.
What I learned from this account
- Start small, assuming there's a ceiling on how much you can get from any one firm. Adding more firms is more reliable than making one account bigger
- Withdraw often. Whenever the account ends, the money you've already taken out stays yours
- A prop firm can end the relationship at its own discretion, under its terms. That doesn't change no matter how much you're making. Don't depend on just one firm
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Written by
Hosono P | the prop firm strategist
I buy challenges with my own money and record everything through to the payout. Recorded payouts: ¥6.1M in total from Fintokei, Fundora and Funded7, plus $4,776 from The5ers (as of September 2026). Author of the semi-discretionary EA "ELDRA".