[Breaking] FundingPips Significantly Relaxes Its Rules: Betting Big on One Trade, Holding Floating Losses, and Passing on a Single Big Win Are All Now OK — Existing Accounts Keep the Old Rules (September 28, 2026)
※ Based on FundingPips' official X account (September 28, 2026) and the official site's rules page (checked the same day).
What you can now do
In short, the rule is now: as long as you stay within the daily loss and max loss limits, you're free to trade however you want.
| What you want to do | Before | Now |
|---|---|---|
| Bet big on a single trade | Risking more than 2-3% of the account on one trade was a violation | OK |
| Hold a floating loss (averaging down, grid, distant stop-loss) | Warning every time the floating loss hit 1-1.2%; 4 warnings closed the account | OK |
| Pass in one big win | On funded accounts, every payout required 4 profitable days | OK |
| Pass on day one | Minimum trading days of 2-3 per phase | OK |
| Choose your daily loss limit | Fixed | Selectable |
To put it in terms of a $100K account: before, a single trade with a floating loss of just $1,000-$3,000 would trigger a warning or a violation. Now, nothing happens as long as you stay under the daily loss limit (up to $5,000) and the max loss limit ($10,000).
This applies to both evaluation accounts and funded accounts.
What about accounts I already have?
They keep the old rules. The official rules page states:
Rules shown apply to new accounts purchased after go-live. Existing active accounts keep their current rules.
It's not stated which rules apply to the funded account you receive after passing an evaluation account bought under the old rules. Since the rule is based on the account purchased, it's natural to assume it stays on the old rules. Once you pass, check the rules shown on your funded account.
New conditions for each plan
| Plan | Target | Max loss | Daily loss | Min. trading days |
|---|---|---|---|---|
| 2 Step Standard | 8% → 5% | 10% | Choose 3% or 5% | From 0 days |
| 2 Step Flex | 10% → 8% | 12% | 4% | 1 day |
| 2 Step Pro | 6% → 6% | 6% | 3% | 0 days |
| 1 Step Flex | 12% | 12% | Choose 2% or 3% | None |
The payout split is 80% if you withdraw every two weeks, or 100% if you withdraw monthly (monthly withdrawal requires a 35% consistency rule and 7 days with 0.5%+ profit).
What hasn't changed
- Zero (Instant) is not included. The 1% floating loss cap and other limits remain.
- The news restriction on funded accounts (no trading 5 minutes before or after high-impact events) remains.
- Holding positions overnight or over the weekend on a funded account still requires the +10% add-on.
- EA rules have not changed. Running a fully automated self-made EA still requires proof of ownership.
Things to note
- The announcement is only an official X post — no formal announcement has been found on the blog or in help articles yet. Check the conditions on the checkout screen before buying.
- Many other summary sites still list the old rules.
- Our FundingPips expected value article is calculated under the old rules. We'll recalculate it with the new rules and new pricing.
FAQ
Q. Does the new rule apply to the FundingPips account I already have?
No. Only accounts purchased after the switch on September 28, 2026 get the new rules.
Q. If I pass an evaluation account bought under the old rules, will my funded account get the new rules?
It's not stated officially. Since the rule is based on the account purchased, it's natural to assume it stays on the old rules. Once you pass, check the rules shown on your funded account.
Q. Did Zero (Instant) get relaxed too?
No, it did not. This applies to four plans: 1 Step Flex, 2 Step Flex, 2 Step Pro, and 2 Step Standard.
Sources
- FundingPips official X, CFD's glory days are back (September 28, 2026)
- FundingPips, Trading Objectives (checked September 28, 2026)
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Written by
Hosono P | the prop firm strategist
I buy challenges with my own money and record everything through to the payout. Recorded payouts: ¥6.1M in total from Fintokei, Fundora and Funded7, plus $4,776 from The5ers (as of September 2026). Author of the semi-discretionary EA "ELDRA".