Fundora vs Fintokei: Domestic Japanese Prop Firm vs. Japanese-Friendly Global Player — Which Should You Choose?
📢 Advertising / affiliate disclosure: This article contains a prop-memo.com affiliate link (marked 🎁) for Fintokei. Fundora is not currently a partner, and its link is the official (non-affiliate) site. If you purchase a Fintokei challenge through our link, we'll give you unlimited use of Hosono P's semi-discretionary EA, "ELDRA," as a gift.
※ Prop firm rules are updated frequently. Always check each company's official site for the latest, accurate rules. (Last updated: May 20, 2026)
The two biggest names in prop firms for Japanese traders
As of 2026, the two most recognized prop firm brands among Japanese traders are Fundora and Fintokei 🎁. Both put "built for Japanese traders" front and center, so plenty of people struggle to decide between them.
The short answer:
- "I want everything to stay domestic — a Japanese bank withdrawal is a must" → Fundora
- "I want a wide range of plans, EA trading, and brand trust" → Fintokei 🎁
This article backs that up with numbers.
Company overview comparison
Fundora
- Operating company: Quantum Fund Traders Co., Ltd. (a Japanese company)
- Founded: November 2024 (service launched: March 2025)
- Headquarters: Japan
- Financial license: Operates as a Japanese corporation (an evaluation-style prop firm, not a licensed financial instruments business)
- Official site: https://fundora-trading.com/
- Distinguishing feature: Japan's first evaluation-style prop firm
Fintokei
- Operating company: Fintokei s.r.o. (Czech Republic) + a Japanese entity
- Founded: 2022–2023 (entered the Japanese market)
- Headquarters: Prague, Czech Republic
- Financial license: Operates under business licenses in each country
- Official site: https://www.fintokei.com/jp/
- Distinguishing feature: The overseas prop firm most focused on the Japanese market
"Domestic" vs. "Japanese-friendly global player"
Fundora is a genuine Japanese domestic corporation. Because its tax and legal framework is entirely domestic, it avoids the "remittance and tax" complexity that often comes with overseas prop firms.
Fintokei has a two-tier structure: Czech HQ + a Japanese entity. Despite being an overseas firm, it has built a support setup with Japanese staff, a Japanese-language dashboard, and LINE-equivalent chat support that, in practice, feels little different from a domestic firm.
Plan, price, and drawdown comparison
Fundora plan lineup (JPY-denominated)
| Plan | Account size | Price | Number of phases | Max DD | Daily DD |
|---|---|---|---|---|---|
| Entry | ¥2.5M | ¥26,999 | 2 | 10% | 5% |
| Lite | ¥5M | ¥36,999 | 2 | 10% | 5% |
| Growth | ¥10M | ¥66,999 | 2 | 10% | 5% |
| Standard | ¥20M | ¥99,999 | 2 | 10% | 5% |
| Professional | ¥40M | ¥193,999 | 2 | 10% | 5% |
| Master | ¥60M | ¥319,999 | 2 | 10% | 5% |
All plans are two-phase and JPY-denominated only. You can scale up to a ¥60M account with a single firm.
Fintokei plan lineup (mainly USD-denominated)
| Series | Example plan | Account size | Number of phases | Max DD |
|---|---|---|---|---|
| Challenge (gemstone names) | Sapphire ($100K) | $100,000 | 2 | 10% |
| SwiftTrader (metal names) | Platinum ($100K) | $100,000 | 1 | 6% |
| StartTrader (tier names) | Master ($100K) | $100,000 | 3 | 6% |
| Slim | Sapphire Slim ($100K) | $100,000 | - | - |
| Swing | Ruby Swing ($50K) | $50,000 | 2 | 10% |
The largest number of plans on the market (20+ plans). Plenty of choice across 1-phase / 2-phase / 3-phase structures. JPY-denominated plans are also offered in parallel.
Comparing the same account size ($100K ≈ ¥20M):
- Fundora Standard (¥20M): ¥99,999
- Fintokei Sapphire ($100K): $529 ≈ ¥79,350 (at 1 USD = ¥150)
Fintokei wins on price. That said, Fundora may deliver value beyond the price gap through simpler taxes and domestic transfers.
Platform comparison
Fundora: cTrader only
No MT4/MT5 support. cTrader has polished usability, but:
- You can't carry over existing MT4/MT5 EAs
- The scripting language is different (C#-based)
- Most of Japan's automated-trading community is centered on MT4/MT5, so you can't repurpose your existing EA assets
Only recommended if you're already comfortable with cTrader, or starting fresh.
Fintokei: MT4 / MT5 / TradingView
Supports multiple platforms. A big advantage is that you can carry over existing EA assets as-is. prop-memo.com's EA Tracker also has MT4/MT5 versions, so it pairs well with automatic record-keeping.
If EA trading matters to you, Fintokei wins outright. For details, see the EA/automated trading rules guide.
Rules comparison
Areas where both are equally lenient
- News trading: no restrictions at either firm
- Weekend holding: allowed at both
- Time limit: unlimited at both
- Minimum trading days: 3 days at both (challenge plans)
Where they differ
| Item | Fundora | Fintokei 🎁 |
|---|---|---|
| Profit target (Phase 1/2 combined) | 8% + 5% = 13% | 8% + 6% = 14% |
| Minimum hold time for scalping | 20 seconds | 15 seconds |
| Off-the-shelf EAs | Not allowed (self-made only) | Requires customization |
| Consistency rule | 33% | Only after a warning (roughly 30% as a guideline) |
| Martingale | Restricted | Allowed (since July 2025, not recommended) |
Fundora's consistency rule is stricter (33%). Traders with a "big-win" style will find Fintokei more flexible.
Profit split comparison
Fundora
- Initial: 80%
- Individual scaling after reaching Funded: none (fixed at 80%)
Simple and easy to understand. But the maximum split caps out at 80%.
Fintokei
- DPR (Dynamic Performance Reward) goes up to 100% max
- The SwiftTrader plan pays 90% (100% for Diamond rank only) (note: Fintokei's SwiftTrader was revised in 2026 and now has a 6% profit target, -2% daily loss, -3% overall loss, a 90% split, and a 60-day time limit)
- Automatic rank-ups based on trading days and performance metrics
Fintokei wins decisively on split rate. Over the long run, that's a large gap in profitability.
Withdrawal method comparison
Fundora: domestic Japanese bank transfer
- Because it's run by a Japanese company, direct domestic bank transfers are available
- You receive JPY directly
- No overseas remittance fees or FX risk
- Simpler paperwork for tax filing
Fintokei: USDT / international wire
- USDT (crypto) is the standard payout method
- Bank transfers go through international wire (with fees)
- FX gains/losses occur at the moment you convert to yen
- Tax filing requires calculating FX gains/losses (see the tax guide article for details)
On tax and remittance, Fundora is the clear choice. For anyone unfamiliar with overseas transfers or crypto, this is a meaningful gap.
Support
Fundora
- Support via official LINE account
- Native Japanese-speaking staff
- Instant response during business hours
- Exhibits at Japanese FX community events
Fintokei
- In-dashboard chat + email
- Japanese staff on-site
- Community presence on Twitter and Discord
- Extensive content marketing via note, YouTube, etc.
LINE support's convenience is Fundora's strength. Meanwhile, the breadth of information from fellow traders on Twitter and Discord favors Fintokei.
Track record and trust
Fundora (founded November 2024, service launched March 2025)
- Only about a year of operating history
- Low fraud risk given it's a Japanese corporation
- prop-memo.com's payout data for it is still limited
- Few Trustpilot reviews so far
Fintokei (entered the market 2022–2023)
- About 2–3 years of operating history
- Trustpilot around 4.6, thousands of reviews
- The most payout records on prop-memo.com among all firms
- The largest user base in Japan
Fintokei has the edge on operating history, payout track record, and review volume. That said, Fundora being a domestic corporation offers a different kind of peace of mind.
Recommendations by use case
Case 1: First-time prop trader, budget under ¥100,000
→ Fintokei Beginner ($5K) at $44 (¥6,600) is the cheapest. Little downside if you fail. Fundora's cheapest, Entry, is ¥26,999 — about 4x more.
Case 2: Uncomfortable with overseas remittance or crypto
→ Fundora, without question. The peace of mind of completing everything via domestic bank transfer.
Case 3: Want to trade with an EA
→ Fintokei, without question. MT4/MT5 support, self-made EAs allowed, ELDRA as a gift (via the affiliate link). Fundora is cTrader-only and doesn't allow off-the-shelf EAs.
Case 4: Filing your own taxes and don't want the hassle
→ Fundora. No need to deal with FX gains/losses or overseas remittances.
Case 5: $100K+ mid-size account, aiming for a 100% profit split
→ Fintokei Sapphire ($100K), aiming for DPR rank 6. Fundora is fixed at 80%, so profitability is lower.
Case 6: Scaling to the largest account size (¥40M–¥60M)
→ Fundora Master (¥60M) or Fintokei Emerald ($400K ≈ ¥60M). Account sizes are roughly on par. Support and track record favor Fintokei; tax simplicity favors Fundora.
Case 7: Running both at the same time
→ Possible, and recommended as a way to diversify risk. Try a different style at each firm (e.g., Fundora = swing trading / Fintokei = scalping + EA).
Notes that apply to both firms
Always check the latest rules
This article reflects information as of May 2026. Both firms revise their rules frequently, so always check the official site for the latest specs before buying a challenge.
First-purchase discount coupons
- Fundora: has offered 50% off coupons for early registrants
- Fintokei:
FINTOKEISUMMIT26for 26% off (varies by period)
For more, see the full coupon guide.
prop-memo.com related tools
- 🔍 Fundora plan comparison — all plan details
- 🔍 Fintokei plan comparison — all plan details
- 📊 Stats and payout track record — real user data for both firms
- 🤖 EA Tracker (MT4/MT5) — pairs well with Fintokei MT5 trading
- Fundora full guide / Fintokei full guide
- 2026 ranking article
👉 To try Fintokei, use this affiliate link 🎁 to get the semi-discretionary EA ELDRA as a gift. For Fundora, register directly from the official site.
Written by
Hosono P | the prop firm strategist
I buy challenges with my own money and record everything through to the payout. Recorded payouts: ¥6.1M in total from Fintokei, Fundora and Funded7, plus $4,776 from The5ers (as of September 2026). Author of the semi-discretionary EA "ELDRA".