[September 2026] We Calculated MyFundedFutures' Expected Value | Builder at Zero Edge, Rapid EOD (No Payout Cap) Once You Have an Edge
※ Prices and rules were confirmed against MyFundedFutures' official help center (help.myfundedfutures.com) and each plan's page on September 23, 2026. The figures are Monte Carlo results and don't guarantee future performance.
📢 Advertising / affiliate disclosure: This site does not hold an affiliate link with MyFundedFutures.
TL;DR
- At zero edge, go with Builder $50K. At 0.30 lots, +$1,658/year (61% chance of finishing positive)
- If you have an edge, go with Rapid EOD or Rapid. Once funded, there's no payout cap and you can withdraw daily. At "medium" edge and 0.30 lots, that's +$24,039/year (Rapid EOD)
- Still falls short of FTMO Futures Pro $50K. At the same 0.30 lots and zero edge, FTMO comes in at +$4,836 versus Builder's +$1,658
- Switched to a one-time purchase in August 2026 (previously a monthly subscription). No activation fee
- There's no VPS policy written anywhere. Automated trading is allowed, but if you're running it on a cloud server, check with support first
Price and rules (measured September 23, 2026)
| Builder $50K | Rapid $50K | Rapid EOD $50K | Pro $50K | |
|---|---|---|---|---|
Price (one-time, after CLUB 40% off) | $75 | $125 | $125 | $159 |
| Profit target | $3,000 | $3,000 | $3,000 | $3,000 |
| Max loss | $2,000 | $2,000 | $2,000 | $2,000 |
| Max loss once funded | Based on closing price | Trailing, also tracks floating profit | Based on closing price | Based on closing price (fixed after first payout) |
| Daily loss | $1,000 (stops for the day) | None | None | None |
| Evaluation consistency | None | 50% | 30% | 50% |
| Evaluation minimum trading days | 1 day | 2 days | 4 days | 2 days |
| Buffer required before payout | $2,100 | $2,100 | $2,100 | $2,100 |
| Payout conditions | Above buffer + $500, 2+ days, 50% consistency | Above buffer | Above buffer + $500 since last payout | 14 days from first trade + above buffer |
| Cap per payout | $2,000 | None | None | None (minimum $1,000) |
| Payout frequency | Per cycle | Daily | Daily | — |
| Profit split | 80% | 90% | 90% | 80% |
| Cap on number of payouts | Moves to a live account after 5 | None | None | None |
Common to all plans:
- Max loss during evaluation is trailing, based on closing price, and stops at initial balance + $100 (judged on floating loss too)
- A consistency violation during evaluation isn't a fail — you can still pass by racking up more trading days
- You can hold up to 5 gold micro contracts (0.50 lots) on a $50K account
- Daily forced close-out is 4:10 PM ET (5:10 the next morning JST in summer, 6:10 in winter). No carrying positions overnight
- Japan is not on the restricted-country list
Automated trading and VPS
Automated trading is allowed. Here's the original text from the official help center:
Traders may make use of automated trading strategies tailored to their own specific settings so long as these automated tools do not aim to exploit the favorable fills offered in the Simulated Environment.
HFT, multiple limit orders at the same price, tight brackets that exploit the absence of slippage (placing TP/SL extremely close together), copying someone else's trades, and hedging are all banned. Copying between your own accounts is allowed.
VPS and VPN aren't mentioned anywhere — not in any of the 71 help articles, the terms, or the plan pages. If you're planning to run an EA on a cloud server, check with support first.
Assumptions
Same as the FTMO Futures expected-value article.
- One trade per trading day on gold micro (MGC). At a 0.6% stop-loss, the loss on 0.10 lots (1 MGC contract) is $262
- Same lot size for both the evaluation and funded account. 1 year (252 trading days)
- Commission is $2.20 round-trip per MGC contract (from the official product list)
- Reset fees aren't disclosed, so we treated a fail as buying a fresh evaluation (Rapid officially has "no resets")
- Profit still sitting in the account after 1 year, or after moving to a live account, isn't counted
- Since Builder's daily loss is a "stop for the day" type, we capped lot size (up to 0.30) so a single loss stays within $1,000
Result ①: annual expected value at a matched 0.30 lots
| Skill | Builder | Rapid | Rapid EOD | Pro |
|---|---|---|---|---|
| −0.04R | +$345 | −$816 | −$340 | −$1,982 |
| Zero edge | +$1,658 (61%) | +$686 | +$1,283 | −$334 |
| Small (50% win rate, 1.2 payoff ratio) | +$6,329 | +$7,284 | +$7,723 | +$6,210 |
| Medium (55% win rate, 1.2 payoff ratio) | +$13,672 | +$23,496 | +$24,039 | +$21,102 |
| Strong (60% win rate, 1.2 payoff ratio) | +$22,910 | +$43,852 | +$44,252 | +$38,765 |
The number in parentheses is the probability of finishing positive. "Strong" is a reference figure that barely anyone actually hits in reality.
- Builder is best at zero edge. It's also the cheapest at $75. That said, each payout is capped at $2,000, and after 5 payouts you're moved to a live account
- If you have an edge, go with Rapid EOD. No cap, daily payouts, and a 90% split. Since evaluation consistency is a tough 30%, it takes longer to pass
- Rapid's max loss once funded is trailing and also tracks floating profit, but since we assume one trade per day with no floating profit carried overnight, the result ended up nearly identical to Rapid EOD
Result ②: the best setting for each plan
| Skill | Builder | Rapid | Rapid EOD | Pro |
|---|---|---|---|---|
| Zero edge | +$1,658 (0.30) | +$822 (0.50) | +$1,283 (0.30) | −$334 (0.30) |
| Small | +$6,329 (0.30) | +$14,687 (0.50) | +$9,057 (0.50) | +$13,310 (0.50) |
| Medium | +$13,672 (0.30) | +$42,096 (0.50) | +$34,729 (0.50) | +$38,479 (0.50) |
The number in parentheses is the lot size. The ceiling is the rule's own 0.50-lot cap. If you have an edge, it pays to size up to 0.50 lots — at "medium" skill, Rapid comes in at +$42,096/year. That said, this sizing means a single loss eats 66% of your max loss allowance.
Comparison against FTMO Futures and Topstep ($50K, 0.30 lots)
| Skill | MFFU Builder | MFFU Rapid EOD | FTMO Futures Pro | Topstep |
|---|---|---|---|---|
| Zero edge | +$1,658 | +$1,283 | +$4,836 | +$2,519 |
| Medium | +$13,672 | +$24,039 | +$26,306 | +$24,982 |
FTMO Futures Pro has the higher expected value. MFFU's strengths are the uncapped, daily payouts (Rapid, Rapid EOD) and its cheap price.
Notes
- Reset fees aren't published. We treated every fail as a fresh purchase here, so if resets turn out to be cheap, the real numbers would be a bit better
- There's no VPS policy. Check with support before running anything on the cloud
- There are inconsistencies within the official material.
- Date of the switch to one-time purchases: the help center says August 25, 2026; the terms say August 20
- Rapid's max loss: the evaluation table says "based on closing price," but another article says it "also tracks floating profit"
- Builder $50K's price: the help center's table lists two different figures, $153 and $125
- The news-trading rule also differs by article. Some articles state that once funded, Rapid and Pro accounts can't hold a position within 2 minutes of a major release (FOMC, NFP, CPI, etc.). This wasn't included in this calculation
- The account expires after 7 days without trading
FAQ
Q. Which plan should I buy?
If you're not confident in your edge, go with Builder $50K ($75). If you have an edge, go with Rapid EOD $50K — there's no payout cap, and at "medium" skill and 0.30 lots it came out to +$24,039/year.
Q. Is it no longer a monthly subscription?
Correct. Evaluations purchased on or after August 25, 2026 are one-time purchases with no recurring charge. Ones purchased before that date remain on the old monthly subscription.
Q. Can I run an EA on a VPS?
We don't know — it's not stated officially either way. Automated trading itself is allowed as long as it's "an automated tool tailored to your own settings." Check with support before putting it on a VPS.
Reference links (official)
- Evaluation rules overview
- Switch to one-time purchase
- Prohibited trading (including automated trading)
- Product list and fees
- Trading hours
- Restricted countries
Simulation script: scripts/sim-futures-3firms-ev.py (engine: scripts/sim-futures-prop-ev.py)
Related articles
Written by
Hosono P | the prop firm strategist
I buy challenges with my own money and record everything through to the payout. Recorded payouts: ¥6.1M in total from Fintokei, Fundora and Funded7, plus $4,776 from The5ers (as of September 2026). Author of the semi-discretionary EA "ELDRA".