Tradeify FX Expected Value and Its 3 Plans Compared | With November's NOV 45% Off, Direct Ranks #1 at Every Skill Level; 2-Step Classic Has Reversed 5%→10% Targets and a 10% Static Max Loss [November 2026]
※ Prices were confirmed on the official Tradeify FX price table (tradeifyfx.co) on November 7, 2026, and the rules on the official help center's Classic article (help.tradeifyfx.co) the same day. The finer rules for 1-Step Daily and Direct were confirmed on September 29 and October 12, 2026. Coupons change every month, so check the official site before you buy.
📢 Ad / affiliate disclosure: This site has no affiliate link with Tradeify FX. The site owner buys accounts with their own money.
Conclusion
- With November's
NOVcode (45% off your first 5 orders, until December 1), all three plans' expected value rises sharply. For $100K: Classic $412, Daily $236, Direct $549 - Direct (no evaluation) has the highest expected value. At 1% risk per trade it averaged +$4,525 a year even at zero skill, and +$37,714 at "medium" skill (55% win rate). It ranked #1 at every skill level and every risk level
- 2-Step Classic's selling point is room. Its 10% max loss is static and doesn't move after payouts, and there's no consistency rule. At 1% and zero skill it came out roughly break-even (−$567); at 1.5% it was +$1,839
- 1-Step Daily has no daily loss limit, but only a 5% trailing max loss against a 10% target. At "medium" skill it grows the least of the three
- For every plan, expected value rose the more risk you took within the rules (0.5% → 1% → 1.5% per trade)
The 3 plans ($100K)
| 2-Step Classic | 1-Step Daily | Direct (no evaluation) | |
|---|---|---|---|
List → NOV 45% off | $749 → $412 | $429 → $236 | $999 → $549 |
| Profit target | Phase 1 5% → Phase 2 10% (reversed) | 10% | None |
| Max loss | 10%, static | 5%, trailing (rises with the end-of-day closed balance, stops at the starting balance) | 6%, trailing (same) |
| Max loss after payout | Doesn't move | Doesn't move (stays stopped at the starting balance) | Locks at the starting balance on your first payout request |
| Daily loss | 3% | None | 3% |
| Consistency | None | 40%, evaluation only | 20% at payout |
| Payouts | Every 2 weeks, $100 minimum | Daily (each capped at 3% of the account) | Any time |
| Profit split | 80% (90% for +25% on the price) | Same | Same |
| Reset | None (rebuy after a fail) | Same | Same |
- Classic's targets are reversed. Unlike most 2-step evaluations, the lower 5% comes first and 10% second. Phase 1 asks for 5% with a 10% buffer, so it's easy to clear
- Breaches include floating losses. The Classic help article says an open losing trade can breach the account before you close it
- The daily loss limit is based on the balance at 22:00 UTC each day (7:00 Japan time). The day's floor is 3% below that balance
- The 90% split add-on (+25%) is not covered by the coupon. For $100K Classic, that's $412 plus a $187 add-on, $599 in total
Prices for every size (list → NOV 45% off)
| Size | 2-Step Classic | 1-Step Daily | Direct |
|---|---|---|---|
| $5K | $55 → $30 | — | $85 → $47 |
| $10K | $109 → $60 | $89 → $49 | $119 → $65 |
| $25K | $249 → $137 | $149 → $82 | $299 → $164 |
| $50K | $419 → $230 | $249 → $137 | $579 → $318 |
| $100K | $749 → $412 | $429 → $236 | $999 → $549 |
NOV is 45% off your first 5 orders, then 40% off from the 6th (until December 1).
What happens after you pass
- Passing Phase 2 triggers a manual review (usually within 24 hours)
- You may be invited to a check-in (KYT). It applies to accounts that meet review thresholds and is either an AI-guided session or a video call with the risk team. The funded account isn't activated until it's done
- You complete KYC, two-factor authentication and the contract signature. Until all three are done, the funded account starts in close-only mode
- The funded account starts at its base balance. Evaluation profit doesn't carry over and isn't paid out
Funded account caveats
- For 10 minutes around high-impact (red-folder) news, you can't open, close or modify positions or orders on instruments tied to the event currency. For USD news that includes gold and US indices. Evaluations aren't restricted
- After 5 payouts you'll be offered the move to the Live program (5 on one account, or 5 cumulative across accounts). Live starts at a 90% split but with lower leverage. The rules say declining it closes all your accounts, so expect it as you approach the 5th payout
- There are no swap-free accounts. Gold longs pay a triple swap on Wednesday night (Thursday morning in Japan), so be careful with methods that hold overnight
EA (automated trading) rules
- Only EAs you built yourself are allowed. You may be asked for the source file and an explanation of the strategy. Commercial or publicly distributed EAs aren't allowed
- VPS, martingale, hedging within one account, and copying between your own accounts are allowed
- The platform is MT5 only
Simulation assumptions
Fixed
- $100K, 1 year (250 trading days), up to 3 trades a day, 1:1 take-profit to stop-loss
- Daily loss capped at 2.5% of the starting balance for every plan (if the next loss would push past 2.5%, stop for the day)
- Lot size fixed at r% of the starting balance, one position at a time
- Cost of 5% of risk per trade (wins +0.95R, losses −1.05R)
- Rebuy the same plan after a fail; profit left in the account at year-end not counted
- 20,000 runs per condition
Varied
- Plan
- Skill: win rate 50% (zero) / 52% (small) / 55% (medium) / 58% (strong)
- Risk per trade r (0.5%, 1.0%, 1.5%)
- How much profit to leave in the account at payout (the best amount for each plan)
Not modeled
- The 10-minute news rule, the check-in (KYT), swaps
- The move to Live after 5 payouts (the 90% split on Live isn't included)
- The 90% split add-on
The expected-value formula
With 1:1 take-profit and stop-loss and a cost of 5% of risk (0.05R) per trade, the expected value per trade at win rate p is:
Expected value per trade = p × 0.95R − (1 − p) × 1.05R = (2p − 1.05) × R
| Skill | Win rate p | EV per trade |
|---|---|---|
| Zero | 50% | −0.05R |
| Small | 52% | −0.01R |
| Medium | 55% | +0.05R |
| Strong | 58% | +0.11R |
1-year expected value = average rewards received in a year − average fees paid
Losses stop at "fee × number of purchases," while rewards from a passed account have no cap. Because of that shape, a slightly negative per-trade EV can still be positive over a year. Lot-size examples on USD/JPY are in the 4-firm comparison.
0.5% per trade: average take-home minus fees over 1 year (NOV 45% off)
| Skill | 2-Step Classic $412 | 1-Step Daily $236 | Direct $549 |
|---|---|---|---|
| Zero | −$1,168 | −$1,205 | +$979 |
| Small | −$67 | +$844 | +$6,127 |
| Medium | +$6,277 | +$7,407 | +$17,150 |
| Strong | +$20,450 | +$19,317 | +$30,950 |
1.0% per trade
| Skill | 2-Step Classic $412 | 1-Step Daily $236 | Direct $549 |
|---|---|---|---|
| Zero | −$567 | +$833 | +$4,525 |
| Small | +$4,277 | +$5,464 | +$15,513 |
| Medium | +$20,579 | +$15,571 | +$37,714 |
| Strong | +$48,121 | +$40,552 | +$64,799 |
The probability of finishing in profit was 23% (Classic), 49% (Daily) and 66% (Direct) at zero skill, and 92%, 98% and 99% at "medium" skill.
1.5% per trade
At 1.5%, after one loss the next loss would push past 2.5%, so the day stops there.
| Skill | 2-Step Classic $412 | 1-Step Daily $236 | Direct $549 |
|---|---|---|---|
| Zero | +$1,839 | +$2,988 | +$6,044 |
| Small | +$8,576 | +$8,024 | +$18,884 |
| Medium | +$27,168 | +$18,245 | +$45,213 |
| Strong | +$57,027 | +$46,354 | +$77,926 |
At list price (no coupon), all three plans were negative at 1% and zero skill: Classic −$2,747, Daily −$3,089, Direct −$2,368. Even at "medium" skill, Classic (+$19,523) and Direct (+$32,783) came out $1,000–$5,000 below the NOV figures. With this firm, buy in a month with a coupon.
Why the plans differ
| Plan | What drives it |
|---|---|
| Direct | No evaluation, so you can withdraw from day one. The 6% max loss trails but stops at the starting balance. The first payout request locks the line at the starting balance, so it pays to build profit before withdrawing |
| 2-Step Classic | A 10% static max loss that doesn't move after payouts. Phase 1 asks for only 5%. But you earn nothing until you clear Phase 2's 10%, so the evaluation takes time |
| 1-Step Daily | The cheapest, with no daily loss limit. But only a 5% trailing max loss against a 10% target, plus a 40% consistency rule during evaluation. Funded payouts are capped at 3% each |
Which to buy
| Your situation | Recommendation |
|---|---|
| Expected value comes first | Direct ($549 with NOV) |
| You want lots of room and a fail line that never moves | 2-Step Classic ($412 with NOV) |
| You want to try it as cheaply as possible | 1-Step Daily ($236 for $100K, $49 for $10K) |
| Your method trades around high-impact news | Free during evaluation. After funding, the 10-minute rule applies on every plan, so plan for it |
How the site owner uses it
On November 7, 2026, the site owner bought a $100K 2-Step Classic for $412 with NOV, paid in USDT with $8 in separate fees. They didn't add the 90% split add-on (+$187): by our math, it only pays for itself if one funded account produces two or more payouts.
The site owner mainly runs 2-step accounts, so they chose Classic rather than Direct. The Classic bought on September 30 failed at its max loss on November 4. The approach is to rebuy the same plan after a fail.
FAQ
Q. Can I use Tradeify FX from Japan?
Yes. The restricted list is the US plus 33 countries, and Japan isn't on it (confirmed September 29, 2026). The site and help center are English only.
Q. What's the Tradeify FX coupon?
In November 2026 it's NOV: 45% off your first 5 orders, then 40% off from the 6th, until December 1. The 90% split add-on isn't discounted. The code changes every month, so check the banner at the top of the official site.
Q. What happens to the max loss when I withdraw from Tradeify FX?
It depends on the plan. On 2-Step Classic the fail line doesn't move after payouts (the help center says "no payout lock"). On 1-Step Daily the trailing line already stops at the starting balance. On Direct, the line locks at the starting balance as soon as you request your first payout.
Q. Can I use EAs on Tradeify FX?
Yes, if you built them yourself. You may be asked for the source and an explanation of the strategy, and commercial or distributed EAs aren't allowed. VPS and martingale are allowed.
Q. Can I trade right after passing?
After the review (usually within 24 hours), you may be invited to a check-in (KYT). Until KYC, two-factor authentication and the contract signature are done, the funded account is close-only.
Q. I want to run this with my own numbers
We've published the simulation engine and this article's plan settings (JSON). python sim-prop-ev.py tradeifyfx.json reproduces the tables in this article (requires Python and numba).
Related
- 🏢 Tradeify FX guide / Tradeify FX plan comparison
- 📊 FTMO, The5ers, Fintokei, and RZR expected-value comparison
- 📊 Expected value of Tradeify (futures)
Sources: Tradeify FX official site (price table and coupon, checked November 7, 2026); Tradeify FX help center "Classic (2-Step) guide" (checked November 7, 2026); 1-Step Daily and Direct rules (help.tradeifyfx.co, checked September 29 and October 12, 2026).
Written by
Hosono P | the prop firm strategist
I buy challenges with my own money and record everything through to the payout. Recorded payouts: ¥6.1M in total from Fintokei, Fundora and Funded7, plus $14,297 from The5ers and RZR Funded (as of November 2026). Author of the semi-discretionary EA "ELDRA".