Research
50![FTMO vs Hantec: Which Should You Buy? Hantec Is the Only One Whose Max Loss Line Rises to the Starting Balance on Payout. FTMO Wins on Expected Value, and 1-Step Is Best If You Cap Daily Loss at 2.5% [September 2026]](/og/en/ftmo-vs-hantec-2026-09.png)
FTMO vs Hantec: Which Should You Buy? Hantec Is the Only One Whose Max Loss Line Rises to the Starting Balance on Payout. FTMO Wins on Expected Value, and 1-Step Is Best If You Cap Daily Loss at 2.5% [September 2026]
We compare FTMO (2-Step / 1-Step) and Hantec Trader (Enhanced / EnhancedX / Endurance) on official rules and calculate expected value with a one-year Monte Carlo simulation. Hantec Enhanced's max loss line rises to the starting balance on your first payout. Includes a survey of post-payout drawdown behavior across 8 two-step firms.
What's Funded7's Expected Value? A 1-Year Simulation of the 2-Phase and 1-Phase Plans Puts 2-Phase + the 90% Profit-Split Add-On in First (September 2026)
A 1-year Monte Carlo simulation of Funded7's 2-Phase (¥95,000 for a ¥20M account), the 90% profit-split add-on, and 1-Phase, run under the official rules. Covers annual take-home at 0.5%/1%/1.5% risk per trade and 50-58% win rates, the fee refund on the second payout, 1-Phase's 50% profit split and trailing max loss, and how the OREF rule factors in.
![What's FundedElite's Expected Value? A 1-Year Simulation of 2-Step, Lite, and 1-Step Shows 1-Step Wins Once You Have an Edge [September 2026]](/og/en/fundedelite-expected-value-2026-09.png)
What's FundedElite's Expected Value? A 1-Year Simulation of 2-Step, Lite, and 1-Step Shows 1-Step Wins Once You Have an Edge [September 2026]
A 1-year Monte Carlo simulation of FundedElite's 2-Step, 2-Step Lite, and 1-Step (all $100K), run exactly to the official rules. Covers annual take-home at risk levels of 0.5%/1%/1.5% per trade and win rates of 50–58%, the static 8% max loss, the fee refund at the 3rd payout, the free retry, and the EA ban.
![What's FundedHive's Expected Value? Simulating 2-Step Classic Over 1 Year: It Falls Short of FTMO Due to a 70% Split and a $1,000 Daily Payout Cap [September 2026]](/og/en/fundedhive-expected-value-2026-09.png)
What's FundedHive's Expected Value? Simulating 2-Step Classic Over 1 Year: It Falls Short of FTMO Due to a 70% Split and a $1,000 Daily Payout Cap [September 2026]
A 1-year Monte Carlo of FundedHive's 2-Step Classic ($499 for $100K), run to the official rules. Covers annual take-home at 0.5%/1%/1.5% risk per trade and 50–58% win rates, and explains the impact of the 70% profit split, the $1,000-a-day payout cap, and a static max loss that doesn't move on a payout, lined up against FTMO 2-Step.
![What's the expected value at FundedNext? A 1-year simulation of the 4 Stellar plans puts 1-Step in 1st place; Instant is overpriced [September 2026]](/og/en/fundednext-expected-value-2026-09.png)
What's the expected value at FundedNext? A 1-year simulation of the 4 Stellar plans puts 1-Step in 1st place; Instant is overpriced [September 2026]
Runs a full-year Monte Carlo simulation on FundedNext (CFD)'s Stellar 2-Step, 1-Step, Lite, and Instant, following the official rules exactly. Covers annual take-home at 0.5%, 1%, and 1.5% risk per trade and win rates of 50–58%, the fee refund (2-Step on the 1st payout, 1-Step/Lite on the 3rd), withdrawals every 5 business days, Instant's trailing max loss, and the EA ban above $50K.
![What's the expected value at Funded Trader Markets (FTM)? A 1-year simulation of 5 plans puts Instant Standard in 1st place; 2 Step Plus stalls on the '1% floating loss' rule [September 2026]](/og/en/fundedtradermarkets-expected-value-2026-09.png)
What's the expected value at Funded Trader Markets (FTM)? A 1-year simulation of 5 plans puts Instant Standard in 1st place; 2 Step Plus stalls on the '1% floating loss' rule [September 2026]
Runs a full-year Monte Carlo simulation on Funded Trader Markets (FTM)'s 1 Step Nitro, 2 Step Plus, and Instant Standard / Pro / Plus, following the official rules exactly. Covers annual take-home at 0.5%, 1%, and 1.5% risk per trade and win rates of 50–58%, the Shield Risk Protocol that cuts the split once floating loss hits 1%, instant accounts that reset on every payout, and the fee refund that comes back on the 3rd payout.
![What Is Fundora's Expected Value? Running the 2-Step Challenge Through a 1-Year Simulation by Account Size, Standard (¥20M) Comes Out Best [September 2026]](/og/en/fundora-expected-value-2026-09.png)
What Is Fundora's Expected Value? Running the 2-Step Challenge Through a 1-Year Simulation by Account Size, Standard (¥20M) Comes Out Best [September 2026]
We ran Fundora's 2-step challenge (Standard, Professional, Growth, Entry) through a 1-year Monte Carlo simulation using the official rules exactly as written. Covers annual take-home at 0.5%, 1%, and 1.5% risk per trade and win rates of 50-58%, and explains how Fundora's own quirks — the 1% rule, the 33.3% rule, the 28-day wait for the first payout, and the payout cap — affect expected value.
![What's FXIFY's Expected Value? A 1-Year Simulation of the 3 Two Phase Plans and One Phase Shows Classic and Pro Neck-and-Neck, Trailing Plans at Half [September 2026]](/og/en/fxify-expected-value-2026-09.png)
What's FXIFY's Expected Value? A 1-Year Simulation of the 3 Two Phase Plans and One Phase Shows Classic and Pro Neck-and-Neck, Trailing Plans at Half [September 2026]
A 1-year Monte Carlo simulation of FXIFY's Two Phase (Classic / Standard / Pro) and One Phase, run under the official rules. Covers annual take-home at 0.5%/1%/1.5% risk per trade and 50-58% win rates, the fee refund, the trailing drawdown that locks at payout, and Pro's 10-day payout cycle.
![What's the Expected Value of Hantec Trader? Simulating Express, Enhanced, EnhancedX, and Endurance Over 1 Year, Endurance Ranks #1 [September 2026]](/og/en/hantectrader-expected-value-2026-09.png)
What's the Expected Value of Hantec Trader? Simulating Express, Enhanced, EnhancedX, and Endurance Over 1 Year, Endurance Ranks #1 [September 2026]
We ran Hantec Trader's Express, Enhanced, EnhancedX, and Endurance through a 1-year Monte Carlo simulation using the official rules. Covers annual take-home at 0.5%/1%/1.5% risk per trade and 50–58% win rates, the difference between plans whose max-loss line rises after payout versus plans where it doesn't, and how the 35% consistency rule plays out.
![What's the Expected Value of Hola Prime? | A 1-Year Simulation of 1-Step Prime, 2-Step Prime, and 2-Step Pro Shows Monthly 95% Wins if You Have an Edge [September 2026]](/og/en/holaprime-expected-value-2026-09.png)
What's the Expected Value of Hola Prime? | A 1-Year Simulation of 1-Step Prime, 2-Step Prime, and 2-Step Pro Shows Monthly 95% Wins if You Have an Edge [September 2026]
A 1-year Monte Carlo simulation of Hola Prime's 1-Step Prime, 2-Step Prime, and 2-Step Pro ($100K), run strictly to the official rules. Covers annual take-home at 0.5%/1%/1.5% risk per trade and 50–58% win rates, the full fee refund (25% per payout across the first 4 payouts), the static max loss, the trade-off of the monthly 95% split, the mandatory stop loss on funded accounts, and the 2%-per-trade-idea rule.
What's Lark Funding's Expected Value? A 1-Year Simulation of 1-Step, 3-Step, and Instant Puts 1-Step in First (September 2026)
A 1-year Monte Carlo simulation of Lark Funding's 1-Step, 3-Step, and Instant plans, run under the official rules. Covers annual take-home at 0.5%/1%/1.5% risk per trade and 50-58% win rates, the static 7% max loss, 3-Step's lack of a daily loss limit, Instant's trailing drawdown, and how the 'Lark Base' monthly reward is handled.
![What's the Expected Value of Moneta Funded? Simulating 2-Step, 1-Step, Instant, and Instant Pro Over 1 Year, 1-Step Ranks #1 at 1% Risk Per Trade [September 2026]](/og/en/monetafunded-expected-value-2026-09.png)
What's the Expected Value of Moneta Funded? Simulating 2-Step, 1-Step, Instant, and Instant Pro Over 1 Year, 1-Step Ranks #1 at 1% Risk Per Trade [September 2026]
We ran Moneta Funded's 2-Step (5%/10% and 4%/8%), 1-Step, Instant, and Instant Pro through a 1-year Monte Carlo simulation using the official rules. Covers annual take-home at 0.5%/1%/1.5% risk per trade and 50–58% win rates, the refund of the fee on the 4th payout, Instant's 1% floating-loss rule, and how the max loss line locks to the initial balance once a payout is approved.