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138![What's Eightcap Challenges' Expected Value? One Phase Beats Two Phase in a 1-Year Simulation [September 2026]](/og/en/eightcapchallenges-expected-value-2026-09.png)
What's Eightcap Challenges' Expected Value? One Phase Beats Two Phase in a 1-Year Simulation [September 2026]
A 1-year Monte Carlo simulation of Eightcap Challenges' One Phase (1-step) and Two Phase (2-step) plans, run exactly to the official rules. Covers annual take-home at risk levels of 0.5%/1%/1.5% per trade and win rates of 50โ58%, along with the no-refund policy, the 30%/35% Profit Distribution rule at withdrawal, and the unresolved question of whether Japan-based traders can use it.
![What's Fintokei's Expected Value? A 1-Year Simulation of Challenge vs. SwiftTrader: SwiftTrader If You Have Edge, Challenge If You Don't [September 2026]](/og/en/fintokei-expected-value-2026-09.png)
What's Fintokei's Expected Value? A 1-Year Simulation of Challenge vs. SwiftTrader: SwiftTrader If You Have Edge, Challenge If You Don't [September 2026]
A 1-year Monte Carlo simulation of Fintokei's Challenge plan (ProTrader) and SwiftTrader plan (SwiftTrader) run exactly to the official rules. Covers annual take-home at 0.5%/1%/1.5% risk per trade and 50-58% win rates, the Scaling Dojo's contract-fee refund (equal to the fee paid), and SwiftTrader's overall 3% cap and its 'at least 3% profit per payout' requirement.
![What's the Expected Value of Forge of Traders? Running 1-Phase, 2-Phase, and Instant for a Year Shows the Funded 1% Rule Caps You at 0.5% Per Trade [September 2026]](/og/en/forgeoftraders-expected-value-2026-09.png)
What's the Expected Value of Forge of Traders? Running 1-Phase, 2-Phase, and Instant for a Year Shows the Funded 1% Rule Caps You at 0.5% Per Trade [September 2026]
A year-long Monte Carlo run of Forge of Traders' 1-Phase, 2-Phase, and Instant plans under the official rules. Covers annual net take-home at 0.5%, 1%, and 1.5% risk per trade with 50โ58% win rates, the Funded account's 1% aggregated-risk rule, the Equity Lock, the 2-Phase's 100% fee refund, and the total ban on EAs.
![What's FTMO's Expected Value? A One-Year Simulation of 2-Step vs. 1-Step Shows 1-Step Wins at Every Lot Size [September 2026]](/og/en/ftmo-expected-value-2026-09.png)
What's FTMO's Expected Value? A One-Year Simulation of 2-Step vs. 1-Step Shows 1-Step Wins at Every Lot Size [September 2026]
We ran FTMO's 2-Step and 1-Step ($100K) through a one-year Monte Carlo simulation using the official rules. Covers the annual take-home at 0.5%/1%/1.5% risk per trade and 50โ58% win rates, how 2-Step's 100% fee refund and 1-Step's "the account resets on every payout" mechanism play out.
![FTMO vs. The5ers vs. Fintokei vs. Hantec: Expected Value Compared | Cap Daily Loss at 2.5% and Run 7 Plans for a Year โ FTMO 1-Step Comes Out on Top [September 2026]](/og/en/ftmo-the5ers-fintokei-hantec-expected-value-2026-09.png)
FTMO vs. The5ers vs. Fintokei vs. Hantec: Expected Value Compared | Cap Daily Loss at 2.5% and Run 7 Plans for a Year โ FTMO 1-Step Comes Out on Top [September 2026]
I compared 7 plans โ FTMO (2-Step / 1-Step), The5ers High Stakes (Classic / New), the Fintokei challenge, and Hantec (Enhanced / Endurance) โ with a year-long Monte Carlo simulation that follows each firm's official rules exactly. Capping daily loss at 2.5% across every plan puts FTMO 1-Step in first place at every lot size, followed by Fintokei and FTMO 2-Step.
![FTMO vs Hantec: Which Should You Buy? Hantec Is the Only One Whose Max Loss Line Rises to the Starting Balance on Payout. FTMO Wins on Expected Value, and 1-Step Is Best If You Cap Daily Loss at 2.5% [September 2026]](/og/en/ftmo-vs-hantec-2026-09.png)
FTMO vs Hantec: Which Should You Buy? Hantec Is the Only One Whose Max Loss Line Rises to the Starting Balance on Payout. FTMO Wins on Expected Value, and 1-Step Is Best If You Cap Daily Loss at 2.5% [September 2026]
We compare FTMO (2-Step / 1-Step) and Hantec Trader (Enhanced / EnhancedX / Endurance) on official rules and calculate expected value with a one-year Monte Carlo simulation. Hantec Enhanced's max loss line rises to the starting balance on your first payout. Includes a survey of post-payout drawdown behavior across 8 two-step firms.
What's Funded7's Expected Value? A 1-Year Simulation of the 2-Phase and 1-Phase Plans Puts 2-Phase + the 90% Profit-Split Add-On in First (September 2026)
A 1-year Monte Carlo simulation of Funded7's 2-Phase (ยฅ95,000 for a ยฅ20M account), the 90% profit-split add-on, and 1-Phase, run under the official rules. Covers annual take-home at 0.5%/1%/1.5% risk per trade and 50-58% win rates, the fee refund on the second payout, 1-Phase's 50% profit split and trailing max loss, and how the OREF rule factors in.
![What's FundedElite's Expected Value? A 1-Year Simulation of 2-Step, Lite, and 1-Step Shows 1-Step Wins Once You Have an Edge [September 2026]](/og/en/fundedelite-expected-value-2026-09.png)
What's FundedElite's Expected Value? A 1-Year Simulation of 2-Step, Lite, and 1-Step Shows 1-Step Wins Once You Have an Edge [September 2026]
A 1-year Monte Carlo simulation of FundedElite's 2-Step, 2-Step Lite, and 1-Step (all $100K), run exactly to the official rules. Covers annual take-home at risk levels of 0.5%/1%/1.5% per trade and win rates of 50โ58%, the static 8% max loss, the fee refund at the 3rd payout, the free retry, and the EA ban.
![What's FundedHive's Expected Value? Simulating 2-Step Classic Over 1 Year: It Falls Short of FTMO Due to a 70% Split and a $1,000 Daily Payout Cap [September 2026]](/og/en/fundedhive-expected-value-2026-09.png)
What's FundedHive's Expected Value? Simulating 2-Step Classic Over 1 Year: It Falls Short of FTMO Due to a 70% Split and a $1,000 Daily Payout Cap [September 2026]
A 1-year Monte Carlo of FundedHive's 2-Step Classic ($499 for $100K), run to the official rules. Covers annual take-home at 0.5%/1%/1.5% risk per trade and 50โ58% win rates, and explains the impact of the 70% profit split, the $1,000-a-day payout cap, and a static max loss that doesn't move on a payout, lined up against FTMO 2-Step.
![What's the expected value at FundedNext? A 1-year simulation of the 4 Stellar plans puts 1-Step in 1st place; Instant is overpriced [September 2026]](/og/en/fundednext-expected-value-2026-09.png)
What's the expected value at FundedNext? A 1-year simulation of the 4 Stellar plans puts 1-Step in 1st place; Instant is overpriced [September 2026]
Runs a full-year Monte Carlo simulation on FundedNext (CFD)'s Stellar 2-Step, 1-Step, Lite, and Instant, following the official rules exactly. Covers annual take-home at 0.5%, 1%, and 1.5% risk per trade and win rates of 50โ58%, the fee refund (2-Step on the 1st payout, 1-Step/Lite on the 3rd), withdrawals every 5 business days, Instant's trailing max loss, and the EA ban above $50K.
![What's the expected value at Funded Trader Markets (FTM)? A 1-year simulation of 5 plans puts Instant Standard in 1st place; 2 Step Plus stalls on the '1% floating loss' rule [September 2026]](/og/en/fundedtradermarkets-expected-value-2026-09.png)
What's the expected value at Funded Trader Markets (FTM)? A 1-year simulation of 5 plans puts Instant Standard in 1st place; 2 Step Plus stalls on the '1% floating loss' rule [September 2026]
Runs a full-year Monte Carlo simulation on Funded Trader Markets (FTM)'s 1 Step Nitro, 2 Step Plus, and Instant Standard / Pro / Plus, following the official rules exactly. Covers annual take-home at 0.5%, 1%, and 1.5% risk per trade and win rates of 50โ58%, the Shield Risk Protocol that cuts the split once floating loss hits 1%, instant accounts that reset on every payout, and the fee refund that comes back on the 3rd payout.
![What Is Fundora's Expected Value? Running the 2-Step Challenge Through a 1-Year Simulation by Account Size, Standard (ยฅ20M) Comes Out Best [September 2026]](/og/en/fundora-expected-value-2026-09.png)
What Is Fundora's Expected Value? Running the 2-Step Challenge Through a 1-Year Simulation by Account Size, Standard (ยฅ20M) Comes Out Best [September 2026]
We ran Fundora's 2-step challenge (Standard, Professional, Growth, Entry) through a 1-year Monte Carlo simulation using the official rules exactly as written. Covers annual take-home at 0.5%, 1%, and 1.5% risk per trade and win rates of 50-58%, and explains how Fundora's own quirks โ the 1% rule, the 33.3% rule, the 28-day wait for the first payout, and the payout cap โ affect expected value.